Slater Quarterly Recap – Q2 2025

The Canadian Preferred Share market had a volatile 2nd quarter but ultimately finished strong with the S&P/TSX Preferred Share Total Return Index (the “Index”) up 4.6%. Series F of Lysander-Slater Preferred Share Dividend Fund (the “Fund”), and Lysander-Slater Preferred Share ActivETF (the “ETF”) (Ticker “PR”) were up 2.5% & 2.6%, respectively for the quarter on a total return basis.

Steady employment and inflation numbers gave both the Bank of Canada (“BoC”), and the U.S Federal Reserve reason to hold their overnight rates steady during Q2. The U.S started a tariff war with almost all countries who they trade with causing inflationary fears & the potential of a global recession. U.S President Trump, quickly delayed many of these tariffs in hopes of striking a more favorable deal for the U.S with a July 9th deadline. Bond yields spiked including the CAD 5-year bond yield which began the quarter at 2.57% & finished at 2.95%.

The defensive positioning for the Fund & the ETF which consisted of 25% cash & equivalents, and 39% in high spread/coupon $1000 Preferred Shares boded well in April as the Fund & the ETF led in YTD performance (as of April 30th, 2025) amongst all Preferred Share mandates. The Index was down as much as 8% in April, before markets experienced a V shape recovery with the U.S President announcing a pause on tariffs with hopes of striking a trade deal with several countries. Preferred Shares rallied sharply following broader equity markets with the Index up 5.05% in May & 2.77% in June.

Canadian Preferred Share redemptions continued to support market performance with six issues being redeemed for an approximate value of CAD $1.73 billion.  Industrial Alliance Financial Group issued a CAD $400MM 6.435% $1000 Preferred Share (1K) which was 3.2x oversubscribed. The deal marks the first time an insurance company has raised capital in the $1000 Preferred Share market. This is exciting news as we could see other insurance companies following suit in the future, and it supports our thesisthat the$1Ks and Limited Recourse Capital Notes (“LRCN”) are the future for Preferred Shares. We find these securities to be attractively priced, liquid, and less volatile than traditional listed Preferred Shares. Both the Fund & the ETF have a 2% weighting in this new issue.

We believe that Preferred Shares will continue to perform well in Q3 2025 (all else equal) for several reasons. Firstly, markets have obtained some clarity over U.S tariffs & economic data has remained stable. Secondly, the CAD 5-year bond yield sits at an attractive level of 2.75-2.95% which could allow upcoming resets to obtain attractive yields. Lastly, supply constraints continue to support performance as Preferred Shares get redeemed and proceeds get reinvested into the secondary market. The Fund & the ETF reduced their cash equivalent position during Q2 from 25% to approximately 7% by the end of June.

Lysander Funds Limited (“Lysander”) is the investment fund manager of Lysander-Slater Preferred Share Dividend Fund and Lysander-Slater Preferred Share ActivETF (collectively, the “Funds”). Slater Asset Management Inc. (“Slater”) is the portfolio manager of the Funds. This document was prepared by Slater as portfolio manager of the Funds. In this document, “we”, “us”, and “our” means Slater. This document has been prepared solely for information purposes. Information in this document is not intended to constitute legal, tax, securities or investment advice and is made available on an "as is" basis. Neither Lysander nor Slater make any warranties or representations regarding the information herein. Information in this document is subject to change without notice. Neither Lysander nor Slater assume any duty to update any information herein. Certain information in this document has been derived or obtained from sources believed to be trustworthy and/or reliable. Neither Lysander nor Slater assume responsibility for the accuracy, currency, reliability or correctness of any such information.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Investment funds are not guaranteed, their values change frequently, and past performance may not be repeated. The indicated rates of return are historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Different series may have different fees payable which may result in series of the same fund having a different rate of returns.

This document is not an invitation to invest in the Funds and does not constitute a public offering of sale. Purchases in the Funds can only be made through an Investment Professional on the terms in the fund’s offering document by eligible investors. Each purchaser of units in a fund may have statutory or contractual right of action.

This document may contain forward-looking statements. Statements concerning a fund’s or entity’s objectives, goals, strategies, intentions, plans, beliefs, expectations and estimates, and the business, operations, financial performance and condition are forward looking statements. The words “believe”, “expect”, “anticipate”, “estimate”, “intend”, “aims”, “may”, “will”, “would” and similar expressions and the negative of such expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. These forward- looking statements are subject to various risks and uncertainties that could cause actual results to differ materially from current expectations. Readers are cautioned not to place undue reliance on these forward-looking statements. While Lysander and Slater consider these risks and uncertainties to be reasonable based on information currently available, they may prove to be incorrect.

Nothing in this document should be considered a recommendation to buy, sell or short a particular security. Any specific securities discussed are intended as an illustration of the portfolio manager’s security selection process. The portfolio manager may sell these securities at any time, or purchase securities that have previously been sold. The positions may increase or decrease in value after the date hereof, and the portfolios that hold such positions may accordingly gain or lose money on the investment. The statements by the portfolio manager in their commentaries are intended to illustrate their approach in managing the funds, and should not be relied upon for any other purpose.

The source of all S&P/TSX Indexes is TSX © Copyright 2025 TSX Inc. All Rights Reserved.

®Lysander Funds is a registered trademark of Lysander Funds Limited.